If you have been paying rent for a while, as you've indicated, you are well on your way to establishing a good credit score ... especially if you've been responsible about paying your rent on time. The same goes for paying utilities (phone, electric, etc.) or anything else that requires regular payments. Source: http://www.homebuyinginstitute.com read more »

Creating a budget may not sound like the most exciting thing in the world to do, but it is vital in keeping your financial house in order. Source: financial plan.about.com. read more »

Without a budget, many of us just muddle through, trying to stay one step ahead of our bills. If the word "budget" makes you cringe, think of the process as (1) summarizing how you spend your income and (2) creating guidelines for your spending. Source: financialplan.about.com. read more »

The questions and answers have been carefully selected to give you a foundation of basic (home-buying) knowledge Source: HUD . read more »

The home-buying process doesn't need to be scary. Our step-by-step guide will walk you through the process and answer your questions on what you should expect from your Realtor, where to look for loans, and what to watch out for when closing the deal Source: Vail Daily. read more »