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email email : ahsti@ahsti.org

Feature 1Buying a home for the first time can be overwhelming for a first-time home buyer. Read more

Feature 1Want to know the status of your credit? Request your free annual credit report. Read more

Feature 1Identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime. Read more

The Home Buyers Fair 2010

imageAre you thinking of buying a home? Have questions? Get the facts for free at the 12th Annual Home Buyer’s Fair. Potential homebuyers have many questions about the home buying process and about how to protect their investment in the long term. Save the date for Saturday June 12th from 9am to 4pm at 3401 Jordan Avenue at the McAllen Palmview Community Center and get the answers at the Home Buyers Fair!  Industry professionals will be on hand to answer all your home buying questions. Free Home Buyer Information classes start at 10am in English and at 1pm in Spanish.  Remember to get your free credit report at our Credit Report Station and have a counselor gauge your homebuyer readiness.

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Credit Report Card

image What is your credit score? How is it calculated? Our Credit.com finance experts developed the Credit Report Card to help you understand the attributes that lenders, employers, and others use to make important decisions about your financial life. 

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Texas Mortgage Calculator

image What can I afford? The information below will allow you to calculate how much you can afford to spend on a home. Keep in mind that many additional factors play a part in the loan qualification process. We recommend that you use the worksheets provided to assess your financial situation when using the affordability calculator.

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Local Programs

image 6 Facts-You should know about Loan Modification Scams- It's a growing problem across the country: Homeowners facing foreclosure are losing their money – and their homes – to loan modification scams. Information is your best defense. If you see the signs of a scam and know the facts, you can protect yourself.